View a full range of our ebooks

View full library

Explore

Our Location

The PHA Group
117 Wardour Street,
Hammer House,
London,
W1F 0UN

0207 0251 350
info@thephagroup.com
PHA Digital Studio
Fourth Floor,
47 Dean St,
Soho,
London,
W1D 5BE

0207 0251 350
info@thephagroup.com
PHA Finance Department
117 Wardour Street,
Hammer House,
London,
W1F 0UN

0207 0251 350
info@thephagroup.com

Since the emergence of PropTech, the UK has played an integral role in the development of the industry, an unissu report earlier this year suggested that 771 PropTech companies and counting, reside in the UK.

One of the contributing factors for the development of PropTech in the UK is due to the sharp rise in the percentage of households who possess a smart phone. Last year saw a whopping 95% of households in the UK own a smart device; but what does this have to do with PropTech?

Well to keep up with an ever-evolving society, Proptech is fast becoming a millennial dominated market place. Millennials use smartphones for checking available properties, finding a free carpark space and tracking down the next handyman. The property world is changing and millennials are the driving force behind it.

To celebrate cutting-edge innovation in the UK, we’ve created the PHA PropTech series, where over the next few weeks we’ll celebrate a selection of the top PropTech businesses who are leading the way in the industry.

To kick things off we take a look at the businesses renovating the rental market.

The Collective

The Collective mission is to build and create spaces that foster human connection and enable people to lead more fulfilling lives. The Collective is putting an alternative spin on co-living that is so much more than just shared spaces.

The accommodation combines bespoke designed private space with personalised amenities and ground-breaking experiences. Stay for a few nights or a year and pay in just one seamless bill.

But the Collective isn’t just for co-living, it’s also for co-working. So, whether it’s the middle of the day or the night and you’re an entrepreneur who needs to set up shop and work, head to The Collective and they’ll be able to find you the perfect space for your needs.

Appears Here

Appear Here allows landlords to link in with retailers to help find the best spaces available on a short-term basis for their businesses. Spaces range from your typical shop to large scale shopping centres.

Not only does Appear Here allow landlords to find short-term tenants for their space so they don’t miss out on business having an empty space but also allows businesses and retailers to search for an interim dream space – perfect for your next seasonal pop-up.

In their short time as a business, Appear Here have gone global with spaces available in Paris and New York, as well as 1000 locations in the UK.

Watch this space for 2020, because if you see a pop-up shop, chances are Appears Here could have helped grow that relationship.

HubbleHQ

HubbleHQ is the only office rental marketplace to combine industry-leading technology, data insights and market expertise to match businesses with the right workplace to succeed.

HubbleHQ delivers an unrivalled search experience for businesses of all sizes, across flexible, managed and leased options – supercharged by the largest, real-time dataset on the office rental market.

Having already worked with some of the UK’s most forward-thinking companies – including Monzo, Trussle, and Citymapper – HubbleHQ is trusted by businesses large and small, with a Google rating of 4.9 stars.

The Plum Guide

If you’re constantly on the move for business and travelling from city to city, the thought of stepping inside yet another hotel lobby is probably one which fills you with despair. If the thought of staying in a home which doesn’t live up to expectation either is a risk you’re not willing to take, what do you do?

The Plum Guide is establishing themselves as the first globally recognised mark of quality in the homestay sector.

The Plum’s 150 point ‘Plum Test’ is gruelling, in fact, the toughest in the world, only the top 1% are accepted, in other words for every home accepted into the Plum’s guide collection, 99 aren’t.

So far just over 1,200 homes across London, Paris, New York and Milan have been accepted into the Plum Guide, so if you’re after renting a home that you know will deliver exactly what you need, then look no further.

Canopy

Aiming to make renting better for everyone is Canopy. The start-up created in 2016 has simplified the rental application process, using innovative technology, tenants are now provided with a ‘rent passport’ that tracks their rental history and allows them to build their credit score.

Canopy believes that sharing a Rent Passport with a landlord or agent will put you ahead of other applicants who are still using traditional forms of renting and may make it more likely that you’ll land your perfect property. The Rent Tracking also allows for rent payments to be tracked to help build a positive credit history which in turn will help to build your creditworthiness and take the next step towards ownership.

Canopy is currently on the App store and Google Play, so why not download today and start helping your future.

Fizzy Living

Raising the bar in renting standards across London with their hassle-free approach to renting is Fizzy Living. Different to other rental organisations, landlords put residents at the heart of everything they do, which includes no agents and no surprise fees to be wary of.

Then there’s ‘Bob’, your on-site property manager who keeps things running smoothly on a day to day basis.

So, from pet-friendly landlords, to flexible rolling leases and super-fast broadband what’s not to love! Fizzy currently has seven locations in London including Lewisham and Canning Town.

Home Made

Meet London’s largest hybrid agency. Noticing that the traditional letting agency model doesn’t work anymore, Home Made is a new more efficient way to serve both landlords and tenants.

Home Made is a property-technology company that connects landlords to tenants for a one-off fee with no admin or renewal fees. Their fee which comes in under a £1000 if you exclude VAT is estimated to be 30-90% cheaper compared to traditional high-street agencies.

Using data analytics and technology Home Made are able to offer a better quality of service and greater efficiencies than most other agencies around on the market.

Watch out for Home Made in 2020, as we predict it’s going to be a big year for this startup.

 

Tune in next week to find out our next unveil on the PHA property board. If you would like to find out more about how public relations could elevate your business to the next level, get in touch today.

The renting start-ups that are making the property ladder that much easier

Thursday (10th October) is World Mental Health Day. A day which provides an opportunity for us all to raise awareness of mental health issues and battle against the stigma that comes with it.

Whilst the awareness day is an opportunity to improve understanding on a global scale, each year there’s a focused theme. This year the theme is suicide and suicide prevention.

Did you know that in the UK alone, suicide is the biggest killer in young people aged between 20 – 34 and is the second leading cause of death globally amongst 15-29-year old’s.

What can be done to help change this shocking statistic? Well in recent years the conversation around mental health is steadily improving, employers are more understanding, and most go out of their way to offer good wellbeing incentives when joining companies. Whilst in a social environment it’s becoming easier to talk to friends about issues you might be struggling with.

Over the last few years, there’s certainly been a shift in the right direction around mental health getting the attention it deserves, we have witnessed an explosion in technology specifically focused on improving mental health alongside new therapies and tools to help diagnose and treat mental illnesses.

We’ve looked at four tech start-ups who are fighting for good in the battle against mental health.

TalkLife

TalkLife understands that life can be incredibly hard for anyone at any point in their life. You can feel lonely, sad and just feel like crying the whole time to name just a few. TalkLife is a peer to peer support network app built to help millions of young people who struggle daily with mental illnesses. Think of it like a safe social network that’s all about support.

TalkLife allows people to talk to others who are going through the exact same struggles as they are, and appreciate that talking to family or friends can be sometimes challenging. Start using TalkLife today and lets start talking.

 

View this post on Instagram

 

Life isn’t easy and can throw us so many challenges but don’t ever forget that you are stronger than you know. Storms pass and we grow and our capacity to cope just gets bigger and bigger ❤️ 📷: @haveanicedayy_

A post shared by TalkLife (@_talklife_) on

Spill

Offering message-based therapy in the workplace to make employees happier and more emotionally intelligent is Spill. Don’t think of the typical therapy session where you must go and sit on a sofa and explain face to face to someone what’s making you upset. Spill can be used at any time by everyone in your business. But impressively Spill has been designed to help people deal with life problems before they become life-altering.

It couldn’t be easier to get started either, simply reply to a few guided messages via the app before getting matched with a fully qualified counsellor who is best suited to your situation and begin exchanging messages which of course they will guide.

It’s a win-win for businesses too, as staff with an improved emotional intelligence will make for a happier and healthier workplace and will also allow for employees to focus better.

 

View this post on Instagram

 

Therapy helps you turn full stops into commas. Simplistic emotional outbursts are easy, so it’s no wonder our brains usually default to taking that route. We expend our emotional energy fretting and worrying about that surface issue – for example, why do I find social situations hard to navigate? – and then trying to calm ourselves down or move the thought out of our minds. When we feel things intensely, it’s rarely the case they’re that simplistic. The process of therapy gives you the license to sit with those feelings and, by talking about them with a professional who can keep pushing you to answer the hard questions, explore what might be underpinning them. . . . . #spillaboutit #spillers #emotionallywoke #therapy #counseling #counselling #psychology #mentalhealth #mentalhealthawareness #therapistmagic #mentalhealthmatters #mentalhealthwarrior #mentalhealthadvocate #emotionalintelligence #emotionalliteracy #emotionaleducation #psychologyfacts #mentalhealthtips #mentalhealthsupport #selfdevelopmenttools #therapysession

A post shared by Spill (@spillstagram_) on

Mind Moose

Mind Moose focuses specifically on improving the mental wellbeing of children, because as we all know, children who have higher levels of well-being are happier, have stronger relationships and more able to deal with life’s ups and downs not only as children but also as adults later in life.

Mind Moose is an engaging digital platform that teaches children how to keep their minds healthy. All through the power of animation, children are taken on a journey of discovery that teaches them how to look after their minds, develop resilience and ultimately flourish.

It can be used in both schools and on an individual basis at home, so make sure you check out Mind Moose and begin taking steps in improving your children’s mental wellbeing today.

BioBeats

Being able to understand and build a healthy resilience to stress can combat and fight against the onset of physical diseases. Using AI, user data and human insight, BioBeats have created a preventive workplace wellbeing programme designed to improve the wellbeing of your business.

BioBeats create an overall perspective of your health, by listening to not only your mind but also your body, in their assessment they take into consideration your heart rate variability, brain function, sleep and your activity.

They also offer a demo opportunity, so make sure to check in for an appointment to see if BioBeats could be an incentive you offer to your staff.

 

View this post on Instagram

 

Discover more about BioBeats and BioBase app on our website 🔗 link in bio! #biobeats #biobase

A post shared by BioBeats (@joinbiobeats) on

If you would like to find out more about how PR could raise your business profile in the media, why not get in touch with a member of our award-winning team today.

The technology helping to battle Mental Health

PayExpo is back for its seventh year, bringing together the most innovative and exciting payment companies under one roof. Young businesses across industries such as banking, retail, gaming, government, transport and as well as mobile network operators are all promising to transform their respective industries for the better.

We’ve had a look at five of the most disruptive companies attending PayExpo this year.

Rapyd

2019 has been a huge year for London based fintech-as-a-service platform, Rapyd. This month, the startup raised a massive $100m following its $40m fundraise in February.

Rapyd’s platform connects 2.3 billion consumers transacting across the globe by enabling them to pay or be paid however they choose for both local and cross-border payments. It provides access to over 500 local payment types in more than 100 countries earning its title of the world’s largest local payments network. Businesses can integrate local payment methods into a digital application from a single API to seamlessly expand to consumers who depend on local payment methods to transact with merchants.

Payments are finally becoming completely inclusive, no matter where you are and where you operate.

Lendflo

There is $27trillion of wealth that is trapped between purchase orders and payments for goods, according to CEO and Co-Founder of Lendflo, Chris Smith. Waiting for an invoice to be paid can cause huge problems for not only young companies, but large corporations too. Lendflo, a digital invoice financing platform, is tackling this vast wealth gap helping the small guys maintain a healthy cashflow and avoid getting caught out by those late payers.

Built on Ethereum Blockchain and using machine learning, it offers loans against unpaid invoices as well as offering better finance rates by analysing internal accounting software and understanding businesses better.

Modulr

Modulr is fighting back against inefficiency in business payments by building a smarter network. Working with banks, regulators, payment schemes and finance systems its API provides an easy and simple way for all businesses to open accounts and make and receive payments quickly.

Modulr is helping its fellow disruptors, those in alternative lending, payments, and payroll services by improving the infrastructure at the bottom allowing businesses to streamline service, launch products as well letting them scale effectively.

The startup has also experienced a strong year of fundraising, announcing an investment of £14m in May to grow its teams in London, Edinburgh and Dublin as well as receiving £10m in August as part of the RBS Alternative Remedies Package.

Thanks to its support of numerous social causes, the company has also been named as one of LinkedIn’s Top Startups 2019, as one of the top 25 hottest companies to work for right now.

FortuWealth

Fortu Wealth is a digital private wealth solution for high-net-worth individuals. It provides a completely digital banking experience with a personal touch, giving each Fortu user a dedicated personal banker as one would expect with any traditional bank.

As well as providing users with instant multicurrency global transfers without any hidden fees, real time exchange rates, and efficient payment processes implementing voice recognition and confirmation, it also is a multi-asset investment platform. The bespoke platform gives users access to experienced institutional investors for joint venture opportunities in classes such as equities, bonds, funds, venture capital, real estate and more.

Fortu is setting its sights on global business accounts providing multi-currency accounts and pre-paid corporate cards as well as the fast and easy payments it promises.

Reflow

Reflow is one of the first companies to truly utilise Open Banking for the better as the first app to offer one place for consumers to get an accurate, real time overview of all their accounts.

Connecting bank accounts, it breaks down the barriers to simplify payments and offer data insights all on a cloud-based platform. Customers using Reflow can happily say goodbye to logins, passwords and long card numbers to remember and instead have all the power at the tip of their finger.

The company has three products: Flowpay which enables businesses to simplify payments across industries; Bankflow that provides access to user-permissioned detailed transaction history and Flowverify which improves security by validating consumers income and spending behaviour to identify any suspicious patterns.

If you would like to learn more about what PR could do for your business, speak to a member of our award-winning team today.

PayExpo blog: 5 Companies to watch

Last week saw Printworks host Tech, a two-day festival of digital commerce. A key theme from the event included the digital collaborators, which covered how businesses can partner with other businesses to leverage expertise and gain competitive advantage.

The event saw over 500 companies presented their offering, 2000 attendees and over 180 speakers across the 48 hours. But we’re going to turn our attention to five of the best startups that exhibited.

Hastee Pay

Whether it’s rent money coming out at an unfortunate time of the month or having to save money for bills, personal finance issues can be problematic for most of us.

Hastee Pay, the award-winning employment benefit start-up are making this a thing of the past and actively giving the power back to the employee.

The innovative start-up allows employees to receive their pay immediately at any time during the month, empowering employees to take more control of their finances and provide more flexibility for people to manage their finances.

Receet

One of the pains of being in a management position can be going through all of your paper receipts from the previous month, worrying if you have logged everything which can take up valuable working time.

Receet is the hero you need – a mobile app platform that provides digital receipts for customers for any business transaction where a usual receipt would be required. You can easily find receipts to make a return, file taxes, or fill in a expense report by searching for the receipt on your smartphone.

By opting to use Receet you’re also committing to helping the environment by going paperless, so what are you waiting for? Get downloading!

PostTag

An innovative navigation system with more accuracy than any other product currently on the market. PostTag takes a generic postcode and adds 3 digits to the end of it to give never before seen accuracy to delivery drivers. Meaning no more wrong deliveries or mishaps with your orders. It couldn’t be easier, all businesses need to do is plug the PostTag API into their system and away you go.

Once a customer has placed an order with your business the PostTag API will check, identify, verify and locate their address within milliseconds requiring no further questions to the customer.

Size Me Up

Started by two friends in Edinburgh, who had a discussion over how much cheaper and less time-consuming it would be to buy suits online but how hard it is to get the size that fits you properly.

But this is where the discussion stopped and the business idea began, when Svilen and Yanko when they dove a little deeper they found that the industry average for returned clothing from online shopping is at around 30% with sizing issues being one of the main contributing factors.

At the beginning of 2017, Size Me Up was born and soon the software development work began, currently the start-up is at beta application stage and looking for a partner in crime to dominate the world of clothing retail. We’re tipping 2020 to be a breakthrough year for them.

Appointedd

Meet the most complete online booking and scheduling solution that a business could ever need. Users can take appointments from any device in any timezone and in multiple languages. With full guidance and training as a given and the ability to work with existing processes you might have used prior, Appointedd is proving to be one of the simplest yet most effective ways to improve the slickness and professionalism of your business around.

Some previous examples of who Appointedd have worked with include household names such as Marks & Spencer and Westfield, Europe’s largest shopping mall.

Are you looking to upgrade your booking and scheduling system? You’d be foolish not to give Appointedd’s free trial a go.

If you would like to learn more about what PR could do for your business, speak to a member of our award-winning team today.

Spotlight on Tech Festival

Following a successful LendIt Fintech Europe in London and with MoneyLive Lending coming to the capital this week, the UK is reaping the benefits of a lending scene brimming with startups, banks, fintech unicorns and investors driving innovation across digital banking, fintech and payment tech. Here, we profile ten of the most exciting fintechs on show in London this week.

Jaja Finance

The Jaja card has been designed to simplify the world of credit forever, at a time when credit has been too complicated for too many people for too long. Jaja prides itself on simple, flexible products, including a digital, and mobile first approach. Yet to officially launch to consumers, Jaja has managed to wrestle some market share ahead of launch, and recently introduced its business product as well. Jaja is regulated by the FCA and is a Principal Member of the VISA payment network.

Proplend

A fintech/proptech platform enabling individual and institutional investors to earn returns better than inflation, lending money directly to commercial property investors. They’re disrupting the traditional mortgage industry without the requirement of principal capital. The platform boasts zero investor losses and more than £75m commercial property lending facilitated to date.

Wagestream

The first ‘income streaming’ platform that allows employees to access a percentage of their wages before payday. Working with brands such as David Lloyd Clubs and Camden Town Brewery, their mission is to work with companies in all sectors to improve financial wellness, break the payday poverty cycle, and give employees control of how they get paid. Crucially, there are no loans, no credit, and no interest involved.

Colendi

Founded in 2016 and operating out of Zug, Colendi is a fintech startup provide democratising access to credit scoring evaluation through blockchain technology, giving users an “ID” that they can use as a type of global “financial passport”. It’s helping people across the world who don’t have access to banking, giving them access to micro-financing​. For this, both small businesses and individuals need a viable credit scoring mechanism that can serve as a trust agent between lenders and borrowers. Colendi has raised $2.5 million in investment to date.

StepLadder

StepLadder is a collaborative peer-to-peer deposit saving platform on a mission to help first-time buyers get onto the property ladder faster, by collaborating with like-minded savers. Bringing the ROSCA model (used by global communities to reach their savings goals faster) to the UK for the first time, Stepladder is helping Generation Rent one savings circle at a time. Take a 12-person circle, for example, members each place £250 every month into a shared pot for 12 months. Each month, one member is randomly selected to receive the full £3,000, which they can use towards a deposit. On their own, it would take 12 months to save this amount but 11 out of 12 members of the circle will receive their deposit sooner.

Credit Kudos

Founded by Freddy Kelly and Matt Schofield, Credit Kudos is an FCA-authorised credit bureau and Open Banking Account Information Service Provider (AISP), using financial behaviour to measure someone’s creditworthiness. Through direct connections to the UK’s largest banks (open banking), the platform aggregates and interprets transaction data for use by lenders, brokers, and financial institutions. Credit Kudos is more accurate than traditional scoring, providing a comprehensive view of a borrower’s creditworthiness, resulting in faster approvals and reduced defaults. Imagine you have spent a period working outside the UK and return with a what’s considered by lenders to be a ‘thin’ credit file due to little/no financial activity in this country. To solve this problem, among many other scenarios, Credit Kudos leverages open banking to enable lenders to make better informed lending decisions when it comes to consumers who do not fit the mould of traditional credit scoring.

Ditto

Ditto Bank is a new French bank with global ambitions to offer a unique multi-currency model to consumers, for over 30 currencies. Having secured its own banking license, Ditto is designed for people requiring regular access to multiple currencies, such as frequent travellers, expats, online shoppers. Through an app, customers can open current accounts in different currencies, manage their money, make transfers and complete FX transactions.

Molo Finance

One of the main challengers giving the mortgage sector a much-needed kick, Molo is the UK’s first fully digital mortgage lender, kicking off their revolution with the buy-to-let market. As the first in the industry to offer mortgages underwritten completely online, they provide applicants with a quick, online experience and guarantees a Decision in Principle within a few minutes, without affecting the applicant’s credit score. Like many great businesses, it was born out of the personal experience of co-founder Francesca Carlesi, who was frustrated at her own experience of applying for a mortgage in 2017, and consequently made a commitment to bring the process into the 21st century.

Landbay

Founded in 2014 by entrepreneur John Goodall, Landbay is a specialist marketplace lending platform for prime residential buy-to-let mortgages for investors and landlords alike.

It has lent over £360m and funded over 1,500 mortgages to date, with 53% of its coverage in London.

Landbay prides itself on using leading technology to help investors reap the consistent regular returns offered by the UK buy-to-let mortgage market and supporting responsible borrowers in securing access to faster funding.

ID Finance

This Barcelona fintech startup has ambitions to become the number one online consumer lending platform in Europe and LatAm. It’s committed to driving the world’s transition to “sustainable financial prosperity for all” and uses machine learning to build credit scoring and risk management systems which provide financial services options to the unbanked and underbanked. To date, it has issued $36M worth of consumer loans and is registering 20,000 users weekly.

If you’re a technology company interested in how we can help raise your profile, please get in touch today.

10 of the best Fintech businesses on show in London this week

Last week, BusinessCloud released their top 100 Fintech disrupters for 2019. The list, compiled by an independent judging panel and public vote, highlights the most exciting fintech companies of the year in one of the most comprehensive financial technology lists.

As you would expect, the list includes global giants such as Monzo, who recently hit three million users, to fast-growth startups such as StepLadder, who have quickly established themselves as financial property innovators and consumer champion.

We’ve looked at six of the most interesting disruptors on this year’s list.

Checkout.com

A provider of online payment solutions enabling companies to accept more payments is London based business, Checkout. After raising $230 million in a recent funding round, taking its valuation to almost $2 billion.

The leading international provider can currently process over 150 currencies, and accept all international cards all through one bespoke integration.

The last three years have seen a rapid growth for Checkout. They have had offices open in USA, Berlin and Paris. This year saw Checkout enter its seventh year as a business and celebrated by increasing their employee numbers to over 300 across eight offices.

Checkout has a wealth of experience working alongside some huge global brands such as Deliveroo, Samsung and TransferWise.

StepLadder

A collaborative peer-to-peer deposit saving platform on a mission to help first-time buyers get onto the property ladder faster, by collaborating with like-minded savers.

The process is simple, yet so effective; using a ROSCA model, members are matched with one another based on deposit targets, and every month everyone in the ‘circle’ pays the same amount of money, with one individual awarded the total. This process continues every month until every person in the circle has been awarded their deposit.

With 87% of their members getting their property deposit faster than they would saving on their own, and group discounts with providers worth up to £1,500, it’s clear to see why StepLadder has made it to seventh in this year’s fintech 100 list.

You can listen to their podcast on Ten minutes with… here

Kalgera

Whilst financial technology is on the rise, unfortunately so are cyber-attacks. Currently, half of UK adults show signs of potential financial vulnerability with the UK population losing in the region of £1.2 billion to fraud and scams every year.

Kalgera was created with the idea that it could protect your loved ones’ finances at all times, no matter your circumstances. The secure FCA-regulated platform helps you spot unusual activity on any bank account and will send you notifications when it thinks there is something suspicious going on.

Pennies

Effectively a digital upgrade of the traditional charity box, Pennies is the award-winning fintech charity making donations not only affordable but accessible too.

Pennies are helping to give your small change a big purpose which goes towards a meaningful difference. So far, over 75 million small change donations – which equates to £19 million – has been raised for UK charities by consumers giving pennies when using their card whilst shopping.

Invstr

For most young people, investing in stocks and shares is seen as something you do later in life when you’ve got a little extra capital to spare.

Invstr is here to change that mindset; they want to help people overcome the knowledge and financial barriers to becoming confident investors. The award-winning app has been championed for its ‘play and learn’ approach and its fantasy finance game. The game sees you start with a virtual $1m, which you then invest and take (risk-free) risks.

Of course, you can invest real money if you wish too – from just $1 you can invest with the big hitters, without the big bank balance, allowing you to grab a slice of the companies you love, no matter the share price.

Quantexa

The decision intelligence company specialising in AI and network analytics. Working with Tier 1 customers globally, including HSBC. Quantexa empowers organisations to make better decisions through a greater understanding of context. Using dynamic entity resolution and advanced network analytics, Quantexa allows businesses to see the bigger picture and solve real-world challenges in financial crime, customer insight and data analytics.

The company has raised over $25 million in venture capital funding to date, and over the past 12-months, annual recurring revenue has grown over 400%. It has accomplished rapid global expansion, with over 200 staff across offices in London, New York, Boston, Toronto, Belgium, Singapore, Melbourne and Sydney.

If you’re a technology company interested in how we can help raise your profile, please get in touch today.

Our ones to watch from BusinessCloud’s 100 Fintech disrupters for 2019

With the launch of Amazon’s new HD streaming service to rival the likes of Spotify and Apple Music, industry eyeballs are on who will be helping artists and musicians monetize their music away from the traditional labels in the future. The music world has always been about who is able to identify “the next big thing”, nurture that relationship and establish a successful route to market with the potential financial windfall always on the horizon. Of course, making sure artists are paid sufficiently and managed appropriately has always been a difficult balancing act, but streaming and new technology are paving the way for a host of companies pushing into new markets and capitalising on this growing industry.

New platforms and startups are being set up with the next challengers looking to change investment into the industry and capitalise on the new wave of streaming content services. Below are a select few to keep your eye on:

Corite

Corite allows fans to invest in music and get rewarded in the form of royalties from the likes of Spotify and Apple Music.

The Stockholm-based platform started by industry veterans and Universal Music Group alumni Mathias Tengblad, and Emil Angervall, say Corite will enable new artists to enter the music market without the need of the backing of traditional record labels.

It also enables artists to estimate the value of a song they have created based on their streaming history and future projections, before announcing the amount they want to raise and setting a percentage of streaming royalties which investors will receive in return.

Jammber

The music business is littered with stories about songwriters or studio contributors and session musicians who never get the credit — or money — they’re often due for their work on hit songs.

Jammber was started by serial entrepreneur Marcus Cobb to make sure that those cheques get cashed by the right parties in a timely fashion and they get the appropriate credit. It is a suite of tools to manage everything from songwriting credits and rights management to ticketing and touring all from a group of apps on your mobile phone.

With offices in Nashville and Chicago, Cobb has his sights on the West Coast and a base in London in the coming years to push the company forward and make it truly international in its reach.

Songbook

With an exciting new proposition for the industry, Songbook is looking at taking crowdfunding into the music world to help artists fund their work and promote their songs with an ongoing commercial route to market.

Setup by Chris Read in London, Songbook is an investment platform solving the two main problems artists and labels have: a lack of cash and sustained promotion. It lets fans crowdfund an artist’s next album, EP or single; in turn, it gives them a cut of the master or publishing rights, anywhere from which they earn royalties from three to 25 years.

Fanvestory

Fanvestory is a platform for music copyrights. It allows fans to buy a part in a piece of music and be entitled to its future royalties while supporting their favourite artists. Artists are provided money upfront for their copyrighted work and are given a direct line to their most loyal fans.
Positioned as a disruptor to the market, Fanvestory is looking to shake up the current status quo that allows artists royalties and funds in the future and helps them gain access to capital at the start of their careers when they need the money the most.

Global Rockstar

Imagine you would have bought 1% of the master rights of Ed Sheeran’s “Shape Of You” when it was released. Up until today, you would have earned more than £100,000 from streaming alone.

Open investment into the music business is what Vienna-based start-up Global Rockstar is aiming for and in August 2019 it opened its platform to hundreds of thousands of unsigned emerging talents and their fans, who can now become a part of their success.

The idea from founder and CEO Christof Straub is that by investing in music rights, music lovers become “shareholders” of tracks and receive royalties from the commercial exploitation of the master rights for up to the term of copyright which is in average 70 years in Europe.

If you would like to learn more about what PR could do for your business, speak to a member of our award-winning team today.

Five companies making waves in the music industry

In the last ten years, the number of 26-29-year olds ditching the 9 – 5 in favour of a freelance career has risen by a staggering 66%, and millennials have been responsible for driving the growth in several new creative and professional sectors.

While as a generation millennials still account for less of the UK’s freelance workforce than baby boomers and generation x, they have the unique advantage of being the first ‘digitally native’ generation and a long list of apps and platforms at their disposal to help them launch and grow their freelance careers.

With so many tools on the market, helping with everything from time management to banking, we take a look at the essential ones for any freelancer looking to streamline their workload and find new opportunities.

Toggl: the one for time management

 The ultimate time management tool for freelancers, Toggl helps users to boost their productivity and meet important project deadlines. The free version allows you to track time spent on projects with a simple one-click timer that works even while you’re offline. You can also set reminders for specific times or when you open your favourite apps – so no more forgetting to log time spent on a project. For fans of the Pomodoro technique, there’s even a timer that can remind you to take that much-needed break.

 

View this post on Instagram

 

Millennials are more likely to view work-life balance as a major career concern and will be working longer than any prior generation. It makes sense that more and more companies would offer sabbaticals and more employees would take them. Read about the rise of Sabbaticals and why taking some time off can actually be good for companies! (Link in bio) TY to @ohrosewong for her illustration skills ✨🎨 . . . . #timetracking #timemanagement #productivitytools #trackingtime #timetracker #gapyear #worklifebalance #sabbatical #sabbaticallife #sabbaticalyear #sabbatical2019 #sabbatical2018 #sabbaticaltravels #sabbatical2017 #stressmanagement #stressrelieving #stresss #burnouts #burnoutrecovery #burnoutsyndromes #burnoutfordays #burnoutprevention

A post shared by Toggl (@usetoggl) on

Coconut: the one for banking

Coconut is a current account specifically designed to help freelancers and small business owners that takes care of your accounting and tax. As you use your Coconut account the app estimates how much tax to save so you’ll never get to the end of the year and have an unexpected bill. The app also categorises your business expenses helping you to stay organised and send instant push notifications when you spend to remind you to snap the receipt, keeping everything tidily in one place. Still not convinced. Well, Coconut will also give you helpful tips along the way about what you can and can’t claim, helping to maximise savings on your tax bill.

 

View this post on Instagram

 

The only card that’s been built for business. – ◾️ Sole Traders ◽️ Ltd companies ◾️ Open your account in minutes – 🧬 Link in bio – #coconut #inanutshell #getcoconut #fintech #mobilebanking #accountingsoftware #instaaccounting #instafinance #instatax #instabusiness #finance #freelancelife #freelance #selfemployed #taxreturn #instafintech #tech #disruption #business #techstartup #tech #techcityuk #dowhatyoulove #smallbusinessowners #solopreneur #innovation #techcityuk #currentaccount #money

A post shared by For Self-Employed People (@getcoconut) on

Otter.ai: the one for notetaking

The clever people over at Otter.ai, have created an AI-powered assistant to help create rich notes for meetings, interviews, and other important conversations. Not only can you record conversations on your phone or web browser, but Otter will also create real-time streaming transcripts and searchable notes with text, audio, images. What’s more, because Otter is powered by Ambient Voice Intelligence, it’s always constantly learning – you can train Otter to recognise voices and learn special terminology. All of which will help you work and collaborate smarter!

Bumble Bizz: the one for networking

Bumble Bizz launched in the UK way back in October 2017. The ‘Bizz’ extension of Whitney Wolfe Herd’s immensely popular dating app was designed to help women to make the first move in their professional lives. Bumble firmly believes that ‘Networking shouldn’t feel so hard or, worse, uncomfortable.’ Which is why they created Bizz, to make it easy to make life-changing connections at your own pace, on your own terms.

 

View this post on Instagram

 

Only 2 more “not Fridays” to go!

A post shared by Bumble, For Business. (@bumblebizz) on

AndCo: the one for finding a workspace

Tired of fighting for a table in crowded coffee shops to contend with awful WiFi and pressure from baristas to buy another coffee? Well, AndCo provides bookable hot-desks in the best hotels, bars and restaurants across London with dedicated WiFi, all for the fraction of the cost of a traditional co-working membership. With over 90+ hand-picked venues across London and a guaranteed desk every time you book, AndCo is a perfect option for freelancers wanting to escape the kitchen table.

 

View this post on Instagram

 

What does ‘entrepreneur’ mean to you?❓ • • • • • #freelance #freelancer #entrepreneur #startup #business #freelancing #freelancelife #freelanceproblems #selfemployed #selfemployment #digitalnomad #flexibleworking #quotes #smallbusiness #hustle #entrepreneurlife #freelancemarketer #solopreneurs #escapeyourdesk #freelancework #startuplife #startuplifestyle #founder #funny #freelancerproblems #startupslondon #londonfreelancer #freelancelondon #londonfreelance

A post shared by AndCo (@andco.life) on

If you would like to learn more about what PR could do for your business, speak to a member of our award-winning team today.

Five essential apps for freelancers

When we book our holidays, we often look for places that offer us an escape and a sense of luxury. Hospitality brands are constantly evolving to make sure they are offering the best service possible and at a competitive price. The biggest way the industry is achieving this evolution is through technology, with hotels and spas adopting the latest innovations to rewrite the DNA of their industry.

These cutting-edge companies will be on display at this year’s Hotel and Spa Tech Live taking place in September over at the ExCel London centre, where the hospitality industry’s most influential figures will be taking to the stage to discuss the hottest topics in hospitality tech.

We’ve picked our top seven companies who we are expecting big things from in the coming months:

Synel

Synel is an industry leader in workforce management and promises to save you time and money by efficiently optimising your shifts. Their web-based workforce management solution can be used by everyone in the hospitality industry, from independent restaurants all the way through to major hotel brands.  Allowing you to track your staff’s working patterns and staffing levels.

RoomOrders 

RoomOrders is a great solution that allows you to order your meal for the evening while on the go. Describing itself as ‘uberizing the in-room dining for hotels around the world’. Rather than having to go through a menu in your room and call your order in, guests can now use their own smartphone, tablet or laptop to place their order, having the entire menu at their fingertips. Free to use, RoomOrders helps improve the guest experience and cuts down on time.

 

View this post on Instagram

 

Hey Hotels! Have you received one of these? If not, email us and we will gladly bring one by. Our service will enhance your #roomorders food and beverage options that much better. With @roomorders everyone is happy as convenience with efficiency assures simplicity! A happy guest is a returning guest. #roomorders #roomservice #hotelstay #hotel #convenient #efficient #accurate #simple #roomservicesimplified // check out http://roomorders.com (link in our bio)

A post shared by RoomOrders.com (@roomorders) on

hoppaGo

Designed to connect you to a local network of transport providers, hoppaGo makes transport connections quick and affordable. Whether you are travelling for leisure or business, there is a vehicle to suit your needs. The technology is easy for hotels, staff and guests to use and compares thousands of providers every day for their customers.

 

View this post on Instagram

 

#Bermuda’s capital #Hamilton defines the island, with historical buildings and picturesque streets lined with colourful houses overlooking the harbour. Travelling soon? Remember to book a hoppa, and #ArriveHappy! #Wanderlust #Travel #Bucketlist #Instadaily #Travelgram #Inspiration #Travelling #TravelPhotography #Instatravel

A post shared by hoppa 🚗 (@arrivehappy) on

Acomos

Acomas is the leading hotel management system created to help hotels stay booked up. Their system takes the admin out of making sure your room bookings and services are all taken care off, allowing management to take the time and interact with guests. Outside of room bookings, the platform also allows you to track and manage spas and function rooms, analysing the hotels overall performance with acomasQI™.

 

View this post on Instagram

 

acomos blog – How to choose a Property Management System. Click the link in our bio to read. #software #hotels #hospitality #tech #checklist #hotelpms #hotelroom

A post shared by acomos™ (@acomos_software) on

Zeez Sleep  

Zeez Sleep is behind the award-winning sleep device, the Zeez Sleep Pebble, and will be launching their latest device – the Zeez Sleep Pillow Pad – at Hotel 360 to help guests get the best night sleep at your hotel. The Pillow contains sensors over a wide surface which lets off tiny pulses that reproduces the brainwave pattern of a good sleeper, prompting the user’s brain to relax and sleep.

 

View this post on Instagram

 

We got shortlisted for best consumer product by design week!! That’s the second award this year. #designweekmag #sleeplessnights #sleep #tech

A post shared by Zeez Sleep Pebble (@zeezsleep) on

Ambie

Delivering great background music with zero hassle is music tech business, Ambie. Simply answer a few questions either online or on the telephone about your business, customer demographics and trading patterns and Ambie will take care of the rest. Ambie will also design a collection of playlists tailored to your needs.

The Ambie player itself is a small, palm-sized player that connects seamlessly to your existing sound system and only takes a couple of minutes to set up and start playing your bespoke background music. For businesses who have multiple locations, the Ambie app is a perfect and simple way for decision-makers to check what’s playing in all locations and even allows for feedback to be sent back to Ambie.

 

View this post on Instagram

 

Who said coffee shop music had to be bland? We partnered with @200degs to create a soundtrack as distinctive as their ☕️ ☕️ . LINK IN BIO.

A post shared by Ambie (@ambiefm) on

Kantox

Kantox is a currency exchange platform providing software, such as currency management and payment solutions. The platform helps businesses manage their foreign exchange processes. Kantox serves over 3,500 clients in 25 industries, and these businesses have exchanged more than £8 billion via the platform. The business has appeared on the Deloitte UK Technology Fast 50 list every year since 2016.

https://twitter.com/kantox/status/1172490362214129665

Are you interested in learning more about what PR could do for your business? Do you have a product ready to launch in the UK? Speak to one of our award-winning teams today to find out more.

Spotlight on The Hotel and Spa Tech Live

Getting ready for university can feel like a never-ending checklist and sorting out what you want to take with you to start your new chapter can feel overwhelming. So, we’ve tried to take away some of the stress by pulling together a list of must-have tech to help you get through your first year.

Chip

This handy bot saves your money without you having to do a thing, which will help that student loan last a bit longer. Once you give Chip access to your bank account, it will automatically start monitoring your spending. Keeping an eye on your incomings and outgoings, it calculates where you can afford to save money, and even puts that money into your savings account for you. Plus, if you refer a friend to the app you can gain an extra 1% interest (up to 5%).

 

View this post on Instagram

 

Here’s some #FridayMotivation for you! This amazing couple took the trip of a lifetime to Tromsø to see the Northern Lights, and Chip helped them get there! 🇳🇴 ✈️

A post shared by Chip (@get_chip) on

Perlego

Perlego is an online library that gives you access to over 200,000 textbooks across 500+ topics for less than the price of a single book. With the cost of textbooks increasing by 1041% since 1977, this is a great option for students looking to complete their core reading for their course. The app and web platform also allow you to highlight and annotate key sections of the book and can be read whenever you want through their offline functions. Only costing £96 a year for students (which works out £8 a month), this platform will quickly become your favourite site when you’re up against essay deadlines!

 

View this post on Instagram

 

Fancy helping us shape the future of an exciting Perlego project? 👀 We’re currently working on our brand new Perlego app, so that our readers can read offline wherever you are.🎉 Interested? We want you to download the app, test it out and leave us a review with some feedback on what you love, and what we can make better. We’ll be giving 5 people who accept this mission 1 month free Perlego subscription 👀🙋‍♀️🙋‍♂️🤳 DM us for a link 🤙 . . . . . #students #university #student #android #studentlife #mobile #ios #free #iphone #app #college #apple #teachers #appdesign #iphone6 #classmates #textbooks #attackontitan #mobileapp #appstore #ux #deathnote #classmate #ui #iphone6s #uni #books #booklover

A post shared by Perlego (@perlegobooks) on

SHERPR

If you’re into your sport and dreading the thought of trying to take all your equipment with you on the train, then you might want to check out SHERPR. It allows you to ship your sports equipment across Europe and the UK for as little as £32, saving you space for other things you love. If your society is thinking of going abroad for a trip, they also provide a bespoke discount for teams or large groups, so well worth having a look.

 

View this post on Instagram

 

Proud to have been part of Le Cure de France Charity Bike Ride 2019 @lecuredefrance. Now homeward bound. 🚴‍♀️🚴‍♂️ cycling#charitybikeride#bikes#lovecycling#cyclinglife#lecuredefrance#charity#royalmarsdencancercharity#france#french#frenchcycling#summercycling#cyclingchallenge#teameffort#cyclingmotivation#cyclingaddict#lovemybike#

A post shared by Sherpr (@sherprdelivery) on

Soundnote

This app will help you get through freshers’ week, tracking what your type and draw all while recording audio – meaning you can get away with sleeping off that hangover at the back of the lecture hall. All you have to do is tap the word you last wrote when you were awake, and the app will playback the audio to help you fill in the gaps. It’s also easy to transfer the files to a Mac or PC as well as email, meaning you only need to take a tablet with you.

Chaperhome

It can be scary leaving home for the first time and moving to a place where you don’t know many people. Late nights wandering around the new area can be daunting, but Chaperhome has been designed to make you feel safe and share your location easily with family and friends. The personal security app allows you to post live updates to your local area and send alerts to friendship groups and family. The companion live feature is really easy to use – all you need to do is keep tapping to indicate you’re safe. If you miss a tap, your friends and family are automatically notified with an alert and your location.

 

View this post on Instagram

 

Walking home tonight? Use companion live when your walking home after work / school or after the game. Download the app free and Setup Chaperhome before you head home👍 Be safe with Chaperhome! #childsafetyweek #childsafety #besafe #chaperhome #afterwork #walking #streetlife #london #traveller #friend #thoughtsandprayers #thoughtoftheday

A post shared by Chaperhome (@chaperhome) on

Are you interested in learning more about what PR could do for your business? Do you have a product ready to launch in the UK? Speak to one of our award-winning teams today to find out more.

Freshers Survival Kit: The tech to help you get through your first year at University